Privacy Policy

DotSchools.com ("DotSchools.com", "us" or "we"), has created this privacy policy (hereinafter the "Privacy Policy") in order to disclose our information gathering and dissemination practices. We understand the importance that Internet users place on privacy and have designed our service with this in mind. DotSchools.com is fully committed to one hundred percent (100%) permission-based marketing. You agree to this Privacy Policy in its entirety when you:

1) access or use our website located at DotSchools.com (hereinafter the "Website");
2) agree to receive an e-mail message from us; and/or
3) obtain, or attempt to obtain Company services through DotSchools.com, as an agent.

This Privacy Policy will address the following:
1. What information this Website gathers/tracks about you.
2. What this Website does with the information it gathers/tracks.
3. With whom this Website shares the information it gathers/tracks.
4. This Website's opt-out policy.
5. This Website's policy on correcting and updating personally identifiable information.
6. This Website's policy on deactivating your name from our database.

Information Collected:
We collect information that you provide to us through DotSchools.com. Upon registration at the Website, you may be required to provide some or all of the following information:
1. Name;
2. Address;
3. E-mail address;
4. Monthly Income;
5. Home telephone number;
6. Social Security Number;
7. Authorization to receive information from a consumer reporting agency(credit bureau);
8. ETC.

Following your registration, DotSchools.com transfers some or all of the registration data that you supplied as part of the registration process. DotSchools.com transfers your authorization to receive information from a consumer reporting agency(credit bureau) to a participating automobile dealer in our network, who will actually request and receive your credit report.

DotSchools.com creates internal reports on user demographics and traffic patterns for our advertisers and marketing partners. DotSchools.com may include your personal information in our reports. This information allows our third-party advertisers to deliver, and our users to receive, more relevant advertisements.

DotSchools.com reserves the right to transfer and/or sell aggregate or group data about DotSchools.com users for lawful purposes. Aggregate or group data is data that describes the demographics, usage or other characteristics of DotSchools.com users as a group without disclosing personally identifiable information. By submitting your personal information to, and/or using, the Website, you agree to allow DotSchools.com to transfer and/or sell such aggregate data to third parties.

IP Addresses:
We use your IP address to help diagnose problems with our server, and to administer our Website. Your IP address is also used to gather broad and specific demographic information as well as for validation purposes.

Cookies:
The Company may employ "cookies" to help customize your access to the Website, and for the delivery of targeted advertisements. A cookie is a piece of data stored on your hard drive containing information about you. Cookies have many benefits to enhance your experience at the Website and to facilitate the receipt of targeted advertisements. To find out more about cookies, please visit www.cookiecentral.com. Even in the case where a user rejects a cookie, he or she may still use the Website. In addition, for the purpose of formatting and delivering future campaigns, the Company may employ pixel tags (also known as clear gifs) to track:

1) the pages that our users visit on affiliate and/or partner websites; and
2) user opens of, and clicks on, our targeted email advertising.
You can disable pixel tags by:
1) changing your browser settings to omit images; or
2) employing a commercial software package designed for this purpose.
We reserve the right to employ user source information, including applicable category and interest(s), for the marketing of targeted e-mail messages. This source information may be shared with our third party marketing partners. The Company reserves the right to retain cookie and pixel tag data indefinitely.

Sharing of Information:
We use the registration data that you supply for verification purposes. The personally identifiable information that you submit to DotSchools.com remains your property, but by submitting that information to DotSchools.com you grant DotSchools.com the right to use that information for marketing purposes. We may sell our user information and/or join together with other businesses to bring selected opportunities to our users. DotSchools.com is able to offer products and/or services to you, in part, based on your willingness to be reached by our third-party advertisers. By allowing us to make the information you supply available to these third parties, you will receive free information on products and services that may be of interest to you. This information may also be shared with advertisers on an aggregate basis. We also use contact information from your registration data to send you information about DotSchools.com and to keep you informed of our other products and services, and/or those of our affiliates that may be of interest to you. Please keep in mind, however, that DotSchools.com does not control, and is not responsible for, the practices of our third party advertisers. Your contact information is also used to reach you, when necessary, regarding issues concerning purchases made on the Website. If you wish to stop receiving future communications from us, please see the Opt-Out section below.

By submitting your e-mail address at the Website and/or obtaining products and/or services through us, you agree to receive e-mail marketing from DotSchools.com and our third-party advertisers. In addition, you agree that such act constitutes a purchase, an inquiry and/or an application for purposes of the Amended Telemarketing Sales Rule, 16 C.F.R. § 310, et seq. (the "ATSR"). Notwithstanding that your telephone number maybe listed on the Federal Trade Commission's Do-Not-Call List, DotSchools.com retains the right to contact you via telemarketing in accordance with the ATSR. Moreover, by registering with, or requesting information from, a third-party advertiser at or through the Website, such action shall constitute a purchase, an inquiry and/or an application with the respective third-party advertiser for purposes of the ATSR and you may be contacted via e-mail, direct mail and/or telemarketing by such third-party advertiser in accordance with the ATSR.

DotSchools.com reserves the right to release current or past user information:
1) in the event we believe that the Website is being or has been used to commit unlawful acts;
2) if the information is subpoenaed; or
3) if DotSchools.com is sold or acquired.

Moreover, you hereby consent to disclosure of any record or communication to any third party when DotSchools.com, in its sole discretion, determines the disclosure to be appropriate including, without limitation, sharing your e-mail address with other third parties for suppression purposes in compliance with the CAN-SPAM Act of 2003, as amended from time to time.

Other Websites:
This Website may contain links to other third-party owned and/or operated websites. DotSchools.com is not responsible for the privacy practices or the content of such websites. Some marketing partners may require the transfer of some or all of the registration data that you supplied to DotSchools.com. When necessary, DotSchools.com shall provide this information to our marketing partners. In some cases, you may be able to make a purchase though one of their third-party websites. In these instances, you may be required to provide certain information, such as a credit card number, to register or complete a transaction at such third party website. These third-party websites have separate privacy and data collection practices and DotSchools.com has no responsibility or liability relating to them.

Third Party Offers:
DotSchools.com provides you with the opportunity to receive special offers, products and/or services from other third-party companies. To receive such offers, products and/or services your personally identifiable information supplied to us during the registration process will be shared with such third-party companies so that they may provide their product or service to you.

Security:
DotSchools.com has security measures in place to protect the loss, misuse and alteration of personal information under our control. All collected information is stored in a technically and physically secure environment. Furthermore, access to this information is strictly limited, and the information is not accessible to the public. Our employees are dedicated to ensuring the security and privacy of all DotSchools.com user information.

Minors:
Visitors under eighteen (18) years of age are not permitted to use and/or submit their personal information at the Website. DotSchools.com does not knowingly solicit or collect information from visitors under the age of 18. DotSchools.com encourages parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children.

Opt-Out:
DotSchools.com provides its visitors with the opportunity to opt-out of information sharing with affiliates and partners. A customer must make their opt-out decision before completing the auto loan application process. Customers can opt-out by clicking on the link at the bottom of the auto loan application screen.

Changes in Privacy Policy:
DotSchools.com reserves the right to change or update this Privacy Policy at any time by posting a notice at the Website that we are changing our Privacy Policy. If the manner in which we use personally identifiable information changes, we will notify users by posting the changes on this Website. The user's continued use of the Website and/or continued receipt of DotSchools.com e-mails constitutes an affirmative acknowledgment and acceptance by the user to the terms of the modified Privacy Policy.

Contacting the Website:
Our "Contact Us" page contains an e-mail link that allow you to contact us directly with any questions or comments that you may have. We read every message received and endeavor to reply promptly to each one. This information is used to respond directly to your questions or comments. If you have any questions about this Privacy Policy or the practices of DotSchools.com, please feel free to contact us at support@dotschools.com .

Your Acceptance of These Terms:
By using the Website, including, without limitation, signing up for promotional offers on the Website, you agree to this Privacy Policy. We reserve the right, at our discretion, to change, modify, add, and/or remove portions of this Privacy Policy at any time. All Privacy Policy changes will take effect immediately upon their posting on the Website. Please check this page periodically for changes.